“Living in a state of gratitude is the gateway to grace.”
– Arianna Huffington
As Thanksgiving approaches, it’s a time for thankfulness and reflection. We encourage you to embrace the season’s joys and spend meaningful time with family and friends.
Amid high-profile events like the U.S. election, investors may be tempted to predict their impact on financial markets. However, markets are shaped by numerous unpredictable variables. Instead of trying to forecast outcomes, we recommend that investors prioritize a diversified portfolio aligned with long-term goals, avoiding reactionary decisions to short-term fluctuations.
For more details, see the October Market Commentary.
Articles of Interest
Active Fixed-Income Perspectives Q4 2024: Temperature Check
With global interest rates being cut, central banks are more likely to normalize policy without economic fallout, enabling investors to lock in decent income and potentially earn higher returns if the economy slows and rates decline further, according to Vanguard.
Does Pursuing Premiums Increase Risk?
According to Dimensional, research shows that diversified equity portfolios emphasizing small-cap, value, and high-profitability stocks can offer higher returns with similar volatility to the broader market. The main tradeoff is tracking error, which can lead to short-term underperformance relative to the market.
What Happens Financially When You Work One More Year?
According to Kiplinger, the impact of saving more, spending less later, and benefiting from an extra year or more of compounding can be truly staggering.
Charitable Donations: The Basics of Giving
According to Charles Schwab, donating to eligible charities can help lower your taxes—but how you donate can make a big difference, both for you and the charities you support.
15 Habits of People Who Throw Stress-Free Thanksgivings
Food Network shares tips and tricks to help simplify your Thanksgiving preparation.
Advisory services offered through KCPAG Financial Advisors LLC and insurance services offered through KCPAG Insurance Services LLC, subsidiaries of Kemper Capital Management LLC. Tax services offered through Kemper CPA Group LLP.
Symmetry Partners, LLC is an investment advisory firm registered with the Securities and Exchange Commission (SEC). The firm only transacts business in states where it is properly registered, excluded, or exempt from registration requirements. Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the SEC.
No one should assume that future performance of any specific investment, investment strategy, product, or non-investment-related content made reference to directly or indirectly in this newsletter will be profitable. You should not assume any discussion or information contained in this email serves as the receipt of, or as a substitute for, personalized investment advice. Symmetry does not provide tax or legal advice and nothing either stated or implied here should be inferred as providing such advice. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions.
Diversification seeks to improve performance by spreading your investment dollars into various asset classes to add balance to your portfolio. Using this methodology, however, does not guarantee a profit or protection from loss in a declining market. Past performance does not guarantee future results.
Investors cannot invest directly in an index. Indexes have no fees. Historical performance results for investment indexes do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment management fee, the occurrence of which would have the effect of decreasing historical performance results. Actual performance for client accounts will differ from index performance.
